[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.sszfm.cz\/neni-pujcka-jako-pujcka\/#Article","mainEntityOfPage":"https:\/\/www.sszfm.cz\/neni-pujcka-jako-pujcka\/","headline":"Nen\u00ed p\u016fj\u010dka jako p\u016fj\u010dka","name":"Nen\u00ed p\u016fj\u010dka jako p\u016fj\u010dka","description":"O r\u016fzn\u00fdch nab\u00eddk\u00e1ch p\u016fj\u010dek sly\u0161\u00edme v sou\u010dasnosti ze v\u0161ech stran. Tu se n\u00e1m nab\u00edz\u00ed takov\u00e1, tu onak\u00e1, a v\u017edy \u00fadajn\u011b ta nejlep\u0161\u00ed z nejlep\u0161\u00edch. Jen\u017ee je tomu skute\u010dn\u011b tak?U\u017e i sama logika v\u011bci napov\u00edd\u00e1, \u017ee nen\u00ed. \u017de je v\u017edy n\u011bco lep\u0161\u00ed a n\u011bco hor\u0161\u00ed, a\u0165 to posuzujeme podle kter\u00e9hokoliv krit\u00e9ria.A","datePublished":"2019-09-18","dateModified":"2023-05-15","author":{"@type":"Person","@id":"https:\/\/www.sszfm.cz\/author\/#Person","name":"","url":"https:\/\/www.sszfm.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/8e6cbe5510d042e6a0b15162e198f2fd22eed76a4b5a1734d2174c652daccabc?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/8e6cbe5510d042e6a0b15162e198f2fd22eed76a4b5a1734d2174c652daccabc?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"sszfm.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.sszfm.cz\/wp-content\/uploads\/img_a346317_w1747_t1560423754.jpg","url":"https:\/\/www.sszfm.cz\/wp-content\/uploads\/img_a346317_w1747_t1560423754.jpg","height":0,"width":0},"url":"https:\/\/www.sszfm.cz\/neni-pujcka-jako-pujcka\/","about":["Www"],"wordCount":455,"articleBody":"     O r\u016fzn\u00fdch nab\u00eddk\u00e1ch p\u016fj\u010dek sly\u0161\u00edme v sou\u010dasnosti ze v\u0161ech stran. Tu se n\u00e1m nab\u00edz\u00ed takov\u00e1, tu onak\u00e1, a v\u017edy \u00fadajn\u011b ta nejlep\u0161\u00ed z nejlep\u0161\u00edch. Jen\u017ee je tomu skute\u010dn\u011b tak?U\u017e i sama logika v\u011bci napov\u00edd\u00e1, \u017ee nen\u00ed. \u017de je v\u017edy n\u011bco lep\u0161\u00ed a n\u011bco hor\u0161\u00ed, a\u0165 to posuzujeme podle kter\u00e9hokoliv krit\u00e9ria.A zat\u00edmco pro n\u011bkoho hraj\u00ed rozhoduj\u00edc\u00ed \u00falohu \u00faroky, pro jin\u00e9ho m\u016f\u017ee b\u00fdt nejd\u016fle\u017eit\u011bj\u0161\u00ed dejme tomu rychlost poskytnut\u00ed p\u016fj\u010dky, pro dal\u0161\u00edho m\u016f\u017ee m\u00edt nejv\u011bt\u0161\u00ed v\u00fdznam doba spl\u00e1cen\u00ed nebo v\u00fd\u0161e spl\u00e1tek, respektive dejme tomu i renom\u00e9 toho, kdo p\u016fj\u010duje.Ov\u0161em zat\u00edmco priority si dok\u00e1\u017ee stanovit ka\u017ed\u00fd \u010dlov\u011bk s\u00e1m, ne ka\u017ed\u00fd tak\u00e9 s\u00e1m rozhodne o tom, u koho si nakonec p\u016fj\u010dku vezme. Jednodu\u0161e proto, \u017ee pr\u00e1vo na v\u00fdb\u011br maj\u00ed nejen \u017eadatel\u00e9, ale i poskytovatel\u00e9. Ti, kdo nab\u00edzej\u00ed pen\u00edze a tud\u00ed\u017e i ur\u010duj\u00ed pravidla hry.N\u011bkdo z poskytovatel\u016f je toti\u017e opatrn\u00fd a s\u00e1z\u00ed na jistotu, zat\u00edmco jin\u00fd pr\u00e1v\u011b naopak. A je tak z\u00e1hodno, aby se se\u0161li pr\u00e1v\u011b ti, kdo si navz\u00e1jem vyhovuj\u00ed, kdo si jsou ochotni vyj\u00edt maxim\u00e1ln\u011b vst\u0159\u00edc.A to jsou t\u0159eba i relativn\u011b problemati\u010dt\u00ed \u017eadatel\u00e9 o p\u016fj\u010dku a nebankovn\u00ed spole\u010dnost s jej\u00edm produktem zvan\u00fdm nebankovn\u00ed hypot\u00e9ka.Tady se shoda na po\u017eadavc\u00edch nal\u00e9z\u00e1 vcelku snadno. \u017dadatel se toti\u017e za onu p\u016fj\u010dku mus\u00ed zaru\u010dit z\u00e1stavou vlastn\u00ed nemovitosti, respektive nemovitosti t\u0159et\u00ed osoby, kter\u00e1 je ochotna se zaru\u010dit, co\u017e je pro nebankovn\u00ed spole\u010dnost dostate\u010dnou jistotou a tud\u00ed\u017e u\u017e se nen\u00ed t\u0159eba zase a\u017e tolik zaob\u00edrat v\u00fd\u0161\u00ed p\u0159\u00edjm\u016f \u017eadatele, p\u0159\u00edpadn\u011b n\u011bjak\u00fdm t\u00edm z\u00e1znamem v registru dlu\u017en\u00edk\u016f. Tady sta\u010d\u00ed, kdy\u017e m\u00e1 \u017eadatel alespo\u0148 n\u011bjak\u00fd p\u0159\u00edjem, ze kter\u00e9ho by mohl spl\u00e1cet, tady nemus\u00ed b\u00fdt ojedin\u011bl\u00fd z\u00e1pis v registru nep\u0159ekonatelnou p\u0159ek\u00e1\u017ekou.A \u010dlov\u011bk si tak m\u016f\u017ee rychle p\u016fj\u010dit klidn\u011b i a\u017e sedmdes\u00e1t procent odhadn\u00ed ceny zastaven\u00e9 nemovitosti, a tuto \u010d\u00e1stku pak spl\u00e1cet jeden rok a\u017e t\u0159icet let po takov\u00fdch spl\u00e1tk\u00e1ch, je\u017e je schopen zvl\u00e1dnout bez obt\u00ed\u017e\u00ed.A tak si sta\u010d\u00ed lehce za\u017e\u00e1dat a s nejv\u011bt\u0161\u00ed pravd\u011bpodobnost\u00ed bude skoro obratem vyhov\u011bno. \u010c\u00edm\u017e je tato p\u016fj\u010dka ide\u00e1ln\u00ed volbou pro leckoho. T\u0159eba i pro v\u00e1s.                                                                                                                                                                                                                                                                                                                                                                                          4.2\/5 - (8 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Nen\u00ed p\u016fj\u010dka jako p\u016fj\u010dka","item":"https:\/\/www.sszfm.cz\/neni-pujcka-jako-pujcka\/#breadcrumbitem"}]}]