[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.sszfm.cz\/ale-je-tady-problem-banka-vam-pujcku-neschvalila\/#Article","mainEntityOfPage":"https:\/\/www.sszfm.cz\/ale-je-tady-problem-banka-vam-pujcku-neschvalila\/","headline":"Ale je tady probl\u00e9m, banka v\u00e1m p\u016fj\u010dku neschv\u00e1lila","name":"Ale je tady probl\u00e9m, banka v\u00e1m p\u016fj\u010dku neschv\u00e1lila","description":"Je to proto, \u017ee m\u00e1te z\u00e1znam v bankovn\u00edm registru, z toho d\u016fvodu v\u00e1m bankovn\u00ed spole\u010dnost, kde jste \u017e\u00e1dal o p\u016fj\u010dku, neschv\u00e1lila pro koupi pozemku i mobiln\u00edho domu pot\u0159ebnou hypot\u00e9ku. \u010cas b\u011b\u017e\u00ed, vhodn\u00e9 pozemky rychle miz\u00ed, jak tuto situaci vy\u0159e\u0161it? M\u016f\u017eete, se nap\u0159\u00edklad rozhodnout, \u017ee si na koupi pozemku i mobiln\u00edho","datePublished":"2019-12-15","dateModified":"2023-05-15","author":{"@type":"Person","@id":"https:\/\/www.sszfm.cz\/author\/#Person","name":"","url":"https:\/\/www.sszfm.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/8e6cbe5510d042e6a0b15162e198f2fd22eed76a4b5a1734d2174c652daccabc?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/8e6cbe5510d042e6a0b15162e198f2fd22eed76a4b5a1734d2174c652daccabc?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"sszfm.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.sszfm.cz\/wp-content\/uploads\/img_a378226_w3891_t1589440897.","url":"https:\/\/www.sszfm.cz\/wp-content\/uploads\/img_a378226_w3891_t1589440897.","height":0,"width":0},"url":"https:\/\/www.sszfm.cz\/ale-je-tady-problem-banka-vam-pujcku-neschvalila\/","about":["Byt a d\u016fm"],"wordCount":407,"articleBody":"  Je to proto, \u017ee m\u00e1te z\u00e1znam v bankovn\u00edm registru, z toho d\u016fvodu v\u00e1m bankovn\u00ed spole\u010dnost, kde jste \u017e\u00e1dal o p\u016fj\u010dku, neschv\u00e1lila pro koupi pozemku i mobiln\u00edho domu pot\u0159ebnou hypot\u00e9ku. \u010cas b\u011b\u017e\u00ed, vhodn\u00e9 pozemky rychle miz\u00ed, jak tuto situaci vy\u0159e\u0161it? M\u016f\u017eete, se nap\u0159\u00edklad rozhodnout, \u017ee si na koupi pozemku i mobiln\u00edho domu na\u0161et\u0159\u00edte. Ale ta p\u0159edstava, \u017ee omez\u00edte sv\u00e9 ka\u017edoro\u010dn\u00ed rodinn\u00e9 dovolen\u00e9, kulturn\u00ed a spole\u010densk\u00e9 aktivity, se v\u00e1m moc nel\u00edb\u00ed. A nav\u00edc d\u00edky inflaci na\u0161e m\u011bna neust\u00e1le ztr\u00e1c\u00ed svou hodnotu a to co jsme si koupili p\u0159ed n\u011bkolika lety, ji\u017e za stejn\u00e9 pen\u00edze nekoup\u00edme. Tak\u017ee co ud\u011blat, kde sehnat p\u016fj\u010dku? M\u00e1te mo\u017enost po\u017e\u00e1dat o nebankovn\u00ed hypot\u00e9ku bez registru fahd.cz, kde se \u010dasto toleruj\u00ed z\u00e1znamy v registrech. Nebankovn\u00ed hypot\u00e9ka bez registr\u016f je sice ur\u010den\u00e1 pro podnikatele, ale pro v\u00e1s jako spot\u0159ebitele  https:\/\/www.zakonyprolidi.cz\/cs\/1992-634 je tak\u00e9 mo\u017enost vyu\u017e\u00edt tuto hypot\u00e9ku, ale s nahl\u00ed\u017een\u00edm do registru s mo\u017enost\u00ed tolerance z\u00e1znamu. O uvedenou hypot\u00e9ku tedy po\u017e\u00e1d\u00e1te u nebankovn\u00ed spole\u010dnosti. Proto\u017ee bankovn\u00ed spole\u010dnost v\u00e1m hypot\u00e9ku neschv\u00e1lila z d\u016fvodu, \u017ee m\u00e1te z\u00e1znam v bankovn\u00edm registru. A jak ji\u017e bylo uvedeno, u nebankovn\u00ed spole\u010dnosti se do registru nahl\u00ed\u017e\u00ed, ale \u010dasto se toleruj\u00ed z\u00e1znamy, kter\u00e9 jsou v registrech. Ale je tu jedna povinnost, krom\u011b \u0159\u00e1dn\u00e9ho spl\u00e1cen\u00ed mus\u00edte ru\u010dit nemovitost\u00ed. M\u016f\u017ee to b\u00fdt nap\u0159\u00edklad byt, chata, nebo pozemek. Pokud nen\u00ed ve va\u0161em vlastnictv\u00ed \u017e\u00e1dn\u00e1 nemovitost, je zde mo\u017en\u00e9 vyu\u017e\u00edt k ru\u010den\u00ed nemovitost\u00ed t\u0159et\u00ed osobu. Nemus\u00edte m\u00edt obavy, uveden\u00fd druh ru\u010den\u00ed je pro schv\u00e1len\u00ed hypot\u00e9ky stejn\u00fd u nebankovn\u00ed i u bankovn\u00ed spole\u010dnosti. T\u00edm, \u017ee maj\u00ed v z\u00e1stav\u011b nemovitost, se kryj\u00ed pro p\u0159\u00edpad, \u017ee byste necht\u011bli p\u016fj\u010den\u00e9 finance spl\u00e1cet. V\u0161e uveden\u00e9 je upraven\u00e9 z\u00e1konem, a nav\u00edc m\u00e1 tady dohled st\u00e1tn\u00ed \u00fatvar a to konkr\u00e9tn\u011b \u010cesk\u00e1 n\u00e1rodn\u00ed banka.Samoz\u0159ejm\u011b, \u017ee odhad nemovitosti, kter\u00e1 byla d\u00e1na do z\u00e1stavy, neplat\u00edte. A\u017e splat\u00edte hypot\u00e9ku, bude z\u00e1stavy zbaven\u00e1.                                                                                                                                                                                                                                                                                                                                                                                         3.8\/5 - (6 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Ale je tady probl\u00e9m, banka v\u00e1m p\u016fj\u010dku neschv\u00e1lila","item":"https:\/\/www.sszfm.cz\/ale-je-tady-problem-banka-vam-pujcku-neschvalila\/#breadcrumbitem"}]}]